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How To Rebuild Credit After Bankruptcy

 

Stop!

 

Don’t hit “send” on that credit application until you’ve gone through today’s post.

 

I know. You’re eager to rebuild your credit after your bankruptcy. Or maybe you’re the opposite; and you’ve made a vow to never use credit again.

 

Either way, there are some things you need to know about credit after bankruptcy.

 

Credit isn’t evil, and let’s be honest, it’s not the reason you filed for bankruptcy. Maybe it was a loss of income. Maybe significant medical expenses.

 

Or maybe, you’ve made some poor spending habits and you want to take the steps to improve your spending habits (btw- we have a free guide on this for you!).

 

Today, we’re talking about how to smartly rebuild your credit after bankruptcy. In my free guide I’m breaking down what you need to know about credit cards, car loans, and yes, even buying a home after bankruptcy (it can be done, and in less time than you probably think!).

 

But I don’t want you to get carried away when it comes to obtaining new credit after bankruptcy. With new credit, you’re not going to be using it to subsidize your lifestyle; that’s where your budget will come in and assist you. You’re going to be living off of your income (actually, it should be less than your income so you can be saving, but more on that later), and you’ll be using credit as leverage. Not as a safety net for when you overspend.

 

I’ve worked with clients for over 10 years, helping them on their journey to financial success. and I’m so happy to hear my clients’ stories after their bankruptcies are complete. They’ve rebuilt their credit, obtained new jobs, bought homes, built their retirements, and many other financial successes. Get your free guide on how to rebuild your credit after bankruptcy so you can use credit the smart way.

 

I also have a really good post about the top 8 things you should do after your bankruptcy; you can read about it here.

 

I look forward to helping you achieve your financial goals!

 

p.s. If we’re not yet connected on Facebook, what are you waiting for? Come join me on Facebook! You can also find me on Instagram too 🙂

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